> 2% commission If the funding goal is reached, Funds x Value will charge a 2% commission on the total funds raised. The money from commissions will be reinvested in the company in order to keep the platform and Tokenly services active. > Card processing fee This fee is only charged when an investor uses a credit card to make the investment. This kind of fee will promote the use of cryptocurrencies when investing. Impact investors Just as we analyzed the benefits for the enterprises, we evaluate the interest rate formulas for our impact investors in each type of crowdfunding. Debt-based Crowdfunding The interest rate for debt crowdfunding is similar to bank loans or leasing. The first one has a slightly larger influence on the control in the company, and it has a higher level of cost. The second has this same influence on the control in the company but is less expensive. Where: i debt: cost of debt-based crowdfunding i: annual interest rate paid to our lenders f: fee paid to the platform (credit card) n: years of maturity c: cost of preparation and launching the campaign F: face value of raised capital In the formula, three aspects are taken into account in order to find the interest rate: - Interest rate paid to the creditors, - A fee for the crowdfunding platform, - The cost of the campaign (preparation and launching). 59
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