APPENDIX B Model portfolios Technical provisions To evaluate the impact on the technical provisions of model portfolios six model portfolios were used. The portfolios differ in gender (male and female) and average age (young, average and old). The model portfolios have a weighted (by provision) average age of 45 (young), 55 (average) and 65 (old). The model portfolios contain the benefits lifelong old age pension (OAP) and lifelong Survivor's pension (SP). Listed under male are the benefits accrued by male participants (including widows) and under females the benefits accrued by female participants (including widowers). Males Young Males Average - 1,500 1,050 - 500 Males old Age OAP (65) SP (def) SP (i.p.) OAP (65) SP (def) SP (i.p.) OAP (65) SP (def) SP (i.p.) 30 15,000 10,500 350 40 25,000 17,500 50 10,000 7,000 60 7,500 5,250 70 3,500 2,100 80 1,500 90 - 750 - 150 8,500 5,950 1,000 3,000 2,100 450 15,000 10,500 2,000 7,000 4,900 - - 200 450 15,000 10,500 2,000 15,000 10,500 5,000 600 8,500 5,100 - 3,500 1,750 - 500 200 Table B.1 Accrued rights per type of benefit for model portfolio males Females Young Females Average 40 20,000 14,000 50 15,000 10,500 60 5,000 3,500 70 1,000 80 90 - - 600 - - 50 2,500 1,750 150 7,500 5,250 250 12,500 8,750 50 10,000 7,000 - 7,500 2,250 - 5,000 1,000 - 1,000 100 - 750 Females old Age OAP (65) SP (def) SP (i.p.) OAP (65) SP (def) SP (i.p.) OAP (65) SP (def) SP (i.p.) 30 7,500 5,250 100 1,000 525 700 250 5,000 3,500 250 10,000 7,000 500 - - 250 500 100 12,500 3,750 1,000 - 10,000 2,000 - 5,000 500 250 Table B.2 Accrued rights per type of benefit for model portfolio females Projections Life Table AG2020 Appendix B 49 500 15,000 9,000 10,000 150 15,000 7,500 5,000 - 10,000 4,000 2,000
51 Online Touch Home